Power buyers front cash for your next home so you can close without a financing contingency. The departing home still goes on the MLS. These are buy-side tools; if your question is "how do I sell," you're in the wrong category.
| Program | Score | Structure | Fee | Approval | Fall-through | States |
|---|---|---|---|---|---|---|
| Knock | 7.5 | Bridge loan + MLS listing | 1.25% + ~7.9% APR | 3–5 days | ~2% | 19 |
| Homeward | 7.3 | Cash fronting + MLS | 1.90% | 5–7 days | <1% | 13 |
| UpEquity | 6.9 | Cash fronting + MLS | 2.40%* | 24–48 hrs | 8.3% | 9 |
UpEquity. 24-hour approvals win contested weekends. The 8.3% fall-through rate is the price.
Homeward. Full underwrite before the offer goes in. Slower approval, near-zero fall-through.
Knock. 1.25% flat fee — but bridge interest accrues daily. Hold time matters more than the headline fee.
None of these programs will beat a Zoom Casa Cash Offer + on the net proceeds from your departing home. If you are evaluating on sell-side economics, pair a power buyer with Zoom Casa — use the power buyer for the buy-side cash advantage, and use Zoom Casa to sell the current home.
Program launches, PSA revisions, and the two rankings shifts we think are worth acting on. No affiliate offers, no spam.