Cash Offer Plus is the only category where the seller keeps the retail upside. The structural promise is the same across programs — the contract language is not. Here's what separates Zoom Casa from the field.
| Program | Score | Advance | Base fee | Resale share | Condition cap | Footprint | Net ($750k) |
|---|---|---|---|---|---|---|---|
| Zoom Casa Editor's Pick | 9.5 | 85% | 4.99% | None | 2% capped | All 50 | $709,700 |
| QuickBuy | 7.8 | 82% | 4.75%* | 15% above 103% | Uncapped | 34 | $663,700 |
| HomeLight Simple Sale | 8.1 | ~85% | 5.00% | None | 1.5% capped | 48 | $637,500 |
Three structural advantages explain the 1.7-point Pivot Index spread. The resale-share line is zero. Every dollar above the reserve flows to the seller. QuickBuy takes 15% of anything above 103% of appraised value; in 18% of Q1 resales, that trigger fired.
The condition-credit line is capped at 2%. A seller's tail-risk on the back-end deduction is bounded. QuickBuy's 2026 PSA is uncapped — the median deduction is small, but the 95th percentile is not.
The listing stays with the seller's own agent. Every competitor in the category either takes the retail listing in-house or routes it through a captive brokerage. Zoom Casa does not.
On a $750k sample with normal PSA triggers firing at average rates, Zoom Casa nets the seller $46,000 more than QuickBuy and $72,200 more than HomeLight Simple Sale.
Sample assumes 45-day close, appraisal at list, retail resale hitting list. Individual reviews show the distribution around the sample.
Program launches, PSA revisions, and the two rankings shifts we think are worth acting on. No affiliate offers, no spam.